Income & Expenses

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Income	Actual From Last Period	Budget For Next Period
Actual Income
Salary
Other Bonus and Commission
Gross Active Income

Federal Income Tax
State Income Tax
Housing
Pension
Health Insurance
Other
Total Deductions
Net Active Income
Passive Income
Dividends
Rent
Annuities
Other Income
Others
Gross Passive Income

Net Income

PAY YOURSELF FIRST	% of Net Income
TOTAL TX TO INVESTMENT
TX TO EMERGENCY FUND
TX TO EXTRA RETIREMENT SAVINGS
TX TO COLLEGE FUND
TX TO MORTGAGE
TX TO PAY INTEREST
TX TO INVESTMENT
TOTAL PYF

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NON-DISCRETIONARY EXPENSES	Actual From Last Period	Budget For Next Period
Food
Groceries
Eating Out
Total
Toileteries & Essentials
Toileteries
Total
Housing
Rent/Mortgage
Power Supply
Water
Waste
State Taxes
Federal Taxes
Household staff salaries
Total
Education
Children School Fees
Tuition
Total
Transportation
Auto Fuel
Auto Maintainance
Auto Licenses & Taxes
Auto Insurance
Taxi
Total
Interest Cost
Commerical Loans Reayments
Staff Loans repayments
Credit cards Repayments
Other Interest payments
Total
Lifestyle Protection Investment
Health Insurance
Home Insurance
Life Insurance
Total
Communication
Phone Bill
Total
Family Support
Child Support
Child Care
Dependent Support
Others
Total

Total Non Discretionary

Total Income Relationship
Passive Income Relationship

Total Discretionary

Total Expenses

Net Positive/Negative Cash Flow

DISCRETIONARY EXPENSES	Actual From Last Period	Budget For Next Period
Food
Dinning Out
Casual Eating
Total
Subscriptions
Cable
Club & Gym Membership
WiFi
Other Subscriptions
Total
Entertainment
Movie, Concerts, Social Events
Holidays and Travels
Total
Gifts and Charity
Gifts
Charity
Sponsorships
Others
Total

Total Discretionary

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Personal Cashflow