This week we are going to do some maths. Personal Finance is all about planning for and deploying your cash flow to meet financial goals whilst managing risk. Personal Finance covers your income, expenses, assets, and liabilities. it seeks to answer money questions like how much liquidity is appropriate for you? How much should you …
“Kalu, I am 45, and I have never had a budget. Every book I read says I should have a budget. My question is this, is a budget essential? I earn enough money, and I can spend and still save. Do I need a budget even though I and financially comfortable? and how should I …
Last week I got a letter from a lady, she wrote, “Kalu, I have about N5m; I would like to invest it. I am high-risk averse, I am not interested in stocks, either the US or foreign, I am also not interested in trading or crypto, etc. I want my principal intact as part of …
