Financial planning training

ClearNumber

Know your number. Practical, inflation-aware financial planning training for Nigerian professionals and teams — built by Kalu Aja under CLEARNUMBER LTD (RC 9978154).

Turn real expenses into a clear Nigerian retirement number and a monthly investment target. Education only. Not investment advice.

Enquire about training

Book a 30-min call ↗

What you get

ClearNumber teaches a reverse-engineered path: build a realistic budget, adjust for Nigeria’s inflation, subtract expected pension, and lock a nest-egg and monthly investment number using a cautious withdrawal rate.

ClearNumber Challenge — guided self-paced training with calculator, worksheets and Excel template
Results review call — optional 30-minute personal results review with the lead consultant
Half-day workshops — virtual or in-person, public or corporate (up to 20 people)

Prices and full packages are in the ClearNumber rate sheet. Ask via Contact or book a call.

Built for Nigeria

Naira defaults and CPS / PenCom pension realities
Higher inflation assumptions than US-style plans
Conservative safe withdrawal rate (around 2.5%)
Out-of-pocket healthcare and housing shocks in the scenarios

Next step

Start a ClearNumber conversation

Individuals and HR / L&D teams can enquire now. A full ClearNumber site on clearnumber.ng is coming; this page is the home on kaluaja.org until then.

Contact

Education only. Not investment advice. CLEARNUMBER LTD · RC 9978154.